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Pay Them People Credit Education is a nonprofit organization committed to advancing financial literacy and equitable access to credit through community-centered education. Our mission is to empower individuals—particularly those in Low- and Moderate-Income (LMI) neighborhoods, historically disadvantaged minority communities, and areas impacted by persistent poverty or disinvestment—with the knowledge and tools necessary to build and maintain credit, achieve financial stability, and pursue sustainable homeownership.In alignment with the goals of the Community Reinvestment Act (CRA), we prioritize outreach and education in underserved areas, including Native land areas, communities affected by economic downturns or natural disasters, and neighborhoods that have experienced redlining and systemic barriers to lending. Through culturally relevant programming, partnerships, and resource access, we aim to close the credit knowledge gap and help revitalize high-need communities by equipping residents with the financial understanding essential to long-term economic empowerment.